What to Do After You Wreck a Rental Car
Every year, car rental companies in the United States rent their cars to millions of Americans. Just like all other drivers, rental car drivers must be insured when they take the road in the event of an accident.
When an accident does occur, many individuals are unsure of what to do since the cars do not belong them. In most cases, reacting to a rental car accident is much like reacting to a regular car accident.
If You Are at Fault
If you rent a car and are at fault for an accident, the manner in which you proceed is dependent on your insurance. If you chose to use your own auto insurance to cover the rental, then you should follow the steps that your insurance policy calls for.
If you bought a collision damage waiver from the rental company, then you are off the hook for the rental, but you still must provide for the other driver. This may include auto repairs and medical bills depending on the severity of the accident.
In many cases, your regular auto insurance may kick in and cover the other driver’s expenses. If you are unsure of the boundaries of your policy, contact your insurance agent for more information.
If You Are Not at Fault
Should another driver hit you while you are driving a rental, you may have nothing to worry about. The other driver’s insurance is responsible for paying the rental company for the damages to its car and for paying your medical bills should you get injured.
If the other driver is uninsured or underinsured, your insurance may have to cover the costs of the rental repairs. Before renting, speak with both your rental company and your insurance agent about their policies for uninsured and underinsured motorists.
Regardless of whether the car you drive is yours or a rental, when another driver injures you in a car wreck, you may be entitled to financial compensation for your injuries.
For more information, visit the website of the Wisconsin auto accident attorneys of Habush Habush & Rottier, S.C.
